A CLEARER PICTURE OF COST

What do the fees add up to?

Compare costs in dollars, then discuss the services and relationship behind them. These inputs are illustrative, not quotes from listed advisors.

Your comparison

Portfolio value ($)Compare over (years)

Advisor AAnnual advisory fee (%)Annual fund expenses (%)Additional annual flat fees ($)

Advisor BAnnual advisory fee (%)Annual fund expenses (%)Additional annual flat fees ($)

For a flat-fee arrangement, set the advisory percentage to zero. If fund expenses are already included in a quoted all-in fee, leave fund expenses at zero to avoid counting them twice.

MAKE THE NUMBERS COMPARABLE

$1,250

difference in estimated annual costs

Advisor A$5,750 / year

Advisor B$4,500 / year

Advisor A · 10 years$57,500

Advisor B · 10 years$45,000

Illustration assumes a constant portfolio value and unchanged fees. Excludes growth, contributions, withdrawals, taxes, tiered schedules, trading costs, and other charges. It is not a forecast or a recommendation.

Find an advisor to discuss your options

Ask what is included.

Compare investment management, financial planning, tax coordination, meeting frequency, and other charges alongside price. Request each advisor’s current written fee schedule.

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